Rhys Elmi
A first home buyer specialist and property investor himself, guiding buyers through every step with a teacher’s patience.
Cheltenham, VIC · In the network since 2026
- Google rating
- Broking since
- Property investor
- 5.0
- 2021
- Himself
Cheltenham office · 147 reviews
business partner since 2024
invests alongside his clients
Mortgage Choice Cheltenham
Broker and business partner
Part of the Mortgage Choice network
Why we introduce them
Rhys came to broking from an unusual place: five years teaching at a private school on the Mornington Peninsula, before buying his own first home in 2020 set him on a change of career. That teacher’s instinct to explain things clearly still defines how he works, and it is why first home buyers seek him out. He has guided many young clients through their first purchase from start to finish, invests in property himself, and became a business partner at the five star rated Mortgage Choice Cheltenham practice in 2024. With the team’s genuine depth in construction lending, he is a natural fit beside an owner financing a build.
Chosen and introduced by the BuilderHQ team.
About Rhys
Rhys Elmi is a Cheltenham mortgage broker who joined Mortgage Choice in 2021 and became a business partner at the firm’s Cheltenham practice in July 2024. He came to lending after five years teaching at a private school on the Mornington Peninsula, a change prompted by buying his own first home in 2020 and studying through the pandemic to make the move. An active property investor himself, he specialises in first home buyers, helping them understand the preparation a strong loan application needs, and works across investment, construction and refinancing through the Mortgage Choice network. Clients rate the Cheltenham practice five stars across 147 reviews.
Serves Melbourne
Visit websiteWhere Rhys helps
- Construction loans and progress payments
- Pre-approval before you go to tender
- First home buyers
- Getting a first application approval ready
- Investment property finance
- Refinancing to a better deal
How an introduction works
01Ask us
Tell us what your build needs. Two minutes, no account required.
02We introduce
We connect you with Rhys Elmi directly, with a little context on your project.
03You take it from there
The relationship is yours. We take no commission and no cut.
No charge, no obligation, and no detail shared without your say.
Work with Rhys Elmi
Start with an introduction.
Ask us to connect you and we will make the introduction personally, with your project’s context attached.
